A price promise on interest rates seems to make Sainsbury's loans more attractive. Does it?
A price promise on interest rates seems to make Sainsbury's loans more attractive. Does it?

Research from the CFA shows that users and abusers of payday loans view the sector very differently.

Consumer groups and Government strongly support credit unions. So why do they have so few members?

Why don't more lenders offer applications that can show consumers how much their lending will cost without a credit search?

Consumer powerhouse reports firms to the OFT following short-term lender investigation.

The Consumer Credit Directive is here - so what does it mean for those selling credit products?

This is the place to start when looking to compare personal loans. Here we cover different ways to borrow, how various types of loan products work, including those for refinancing or debt consolidation purposes, and additionally things to look out for or know about when choosing between deals, such as tips on getting the cheapest rate.
The Association of British Credit Unions shares some advice on community personal finance. Read more »

We look into other options to borrowing from payday lenders and how to weigh up the considerations. Read more »

Can debt consolidation loans really help those juggling multiple debts. Read more »

How much should you pay for a personal loan? And where should you go to get one? We investigate. Read more »

This section offers answers to common queries about loans. Here we cover topics such as early repayment terms, peer to peer loans, as well as ways to prevent borrowing from unscrupulous lenders.
What right do you have to repay a personal loan early? Our full guide investigates.

What are the risks for users of social lending sites like Zopa, Yes-secure and RateSetter?

More personal loan guides »
Related tags: Debt Repayments Application Credit Reference Agencies Payday Loans
More personal loan faqs »
Related tags: Repayments Zopa
An in depth look into various issues surrounding consumer borrowing and loans, covering rights issues and the market in general.
Does profit or not-for-profit debt help offer a better service to consumers? David Rodger of the Debt Advice Foundation offers his views.

How can you protect your money, and your relationships, when lending to, or borrowing from, friends and family?

The Consumer Credit Directive came into force in February 2011: here are the six things all consumers need to know.

Dealing with debt requires an objective look at finances as well as several techniques to help those facing difficulties.

Here we take a look at different factors in the loan market and present our findings.
Almost everyone agrees that financial exclusion should be stopped - but is it possible?

Should you worry about how many complaints other people are making about a bank before you sign up? We investigate.

More loan consumer rights guides »
Related tags: Debt Citizens Advice Consumer Credit Directive Section 75 Repayments
More loan market research »
Related tags: FSA Financial Ombudsman Debt