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Money guide

Find guides, frequently asked questions and the latest news in Choose's money guide.

Latest updates

16 May 2013 | News
Co-op crisis strikes at heart of ethical banking

What now for those banking on the Co-operative Bank as an alternative to the big 5?

28 April 2013 | Guides
Who will pay for your care in old age?

Three out of four of the UK's 10 million over-65s will need care when they become physically or mentally infirm. But who pays for their care? This guide explains.

21 April 2013 | News
Labour to 'save high streets' from payday lenders

Removing payday lenders from the high street is unlikely to solve the problem of consumer debt.

17 April 2013 | Guides
Debt repayment, the options available

What are the short and long term effects of entering a debt repayment plan?

8 April 2013 | Commentary
Are Wonga exempt from the OFT's payday review?

Don't call us a payday lender, Wonga say. Should we be listening?

1 April 2013 | Commentary
Credit unions can beat payday lenders

Credit unions can offer an alternative to short term high interest - or payday - loans.

More money news commentary »

Browse:   money guides   money faqs »


Credit cards

Get started...

These guides cover the starting point of comparing the main types of credit card deals, including balance transfers, promotional rates on purchases, and various credit card rewards from cash back to air miles.

Guide to balance transfer credit cards

Find out how the longest and cheapest balance transfer deals work in this full guide. Read more »

Guide to 0% purchase credit cards

Find the longest offers and how these deals work in our full guide to 0% purchases. Read more »

Latest guides, commentary and updates

The most recent updates in the credit cards guide, including features, frequently asked questions, our coverage and commentary of important updates and industry news, as well as in-depth market research.

Payday sells speed over cost: who can compete?

Where are the mainstream alternatives to the short term, high cost credit market?

Want to beat debt? Forget logic

Researchers claim that starting repayment with the smallest debt gets more people out of a borrowing spiral.

Who doesn't take American Express?

How bad is American Express credit cards' acceptance problem? Should it stop you getting their cards?

Is the rise of 'poor credit' reward cards worrying?

What's the result of a new generation of credit cards are offering both rewards and credit rebuilding?

Get started comparing credit cards »

Find more in the credit cards guide »

Jump to credit cards:   guides   faqs   news

Related tags:   Consumer Rights   Rewards   Balance Transfer   Purchases   Debt   0% Interest  



Personal loans

Get started...

These guides cover the starting point of comparing personal loans, including the various places to borrow from, how to get the cheapest rates, repaying early and important factors to consider when looking to borrow for refinancing or debt consolidation purposes.

How to budget for a personal loan

How much should you pay for a personal loan? And where should you go to get one? We investigate. Read more »

Debt consolidation loans

Can debt consolidation loans really help those juggling multiple debts. Read more »

Latest guides, commentary and updates

The most recent updates in the personal loans guide, including features, frequently asked questions, our coverage and commentary of important updates and industry news, as well as in-depth market research.

Labour to 'save high streets' from payday lenders

Removing payday lenders from the high street is unlikely to solve the problem of consumer debt.

Are Wonga exempt from the OFT's payday review?

Don't call us a payday lender, Wonga say. Should we be listening?

Credit unions can beat payday lenders

Credit unions can offer an alternative to short term high interest - or payday - loans.

Will peer-to-peer force the banks to change?

How will mainstream banks react when peer-to-peer lending is regulated next year?

Get started comparing personal loans »

Find more in the personal loans guide »

Jump to personal loans:   guides   faqs   news

Related tags:   Consumer Rights   Zopa   Application   Repayments   OFT   Payday Loans  



Current accounts

Get started...

These guides are the place to start if you're looking to switch current accounts, here we cover which are the most important factors to consider and which banks are scoring the highest amongst the customer satisfaction surveys.

Current accounts: what to check

There's a huge range of current accounts on the market. Here's how to choose between them. Read more »

The banks with great customer service

Why put up with bad service from your current account provider? After all, you use them more than anyone else. Read more »

Latest guides, commentary and updates

The most recent updates in the current accounts guide, including features, frequently asked questions, our coverage and commentary of important updates and industry news, as well as in-depth market research.

Are you getting a fair deal on your overdraft?

Reduce the cost of an expensive overdraft - we show you how.

Can £100 persuade you to move bank account?

Hardly anyone moves their main current account. And it means they're missing out.

Leaving basic accounts to the market isn't working

How will other banks respond after the Co-op reversed their long held policy of offering accounts to undischarged bankrupts?

How I reclaimed £300 in bank fees (and you can too)

If your bank charged you for going overdrawn, you may be able to get that money back.

Get started comparing current accounts »

Find more in the current accounts guide »

Jump to current accounts:   guides   faqs   news

Related tags:   Overdraft   Consumer Rights   Application   Switching   Complaints   Government  



Savings accounts

Get started...

This is the place to start if you're looking for basic information on getting the most from your savings and comparing accounts.

These guides are both easy to understand and in-depth and cover the initial important factors around savings.

How to get a better rate on your savings

Want to earn more on a savings account? We show you how the various options work. Read more »

Tax-free savings simplified: cash ISA guide

How much interest can an ISA make, how do transfers work and are withdrawals deadly? We take a look. Read more »

Latest guides, commentary and updates

The most recent updates in the savings accounts guide, including features, frequently asked questions, our coverage and commentary of important updates and industry news, as well as in-depth market research.

How to keep track of your pension pot

Could you do with more pension cash? One in four UK workers has already lost track of a pension pot, according to Age UK.

How much should you save each month?

We look at how much people should be saving each month, and where that money is going instead.

Can premium bonds beat low interest for savers?

Brits love premium bonds, but are they being fooled into investing their money in false hope?

Junior ISAs to accept 'stuck' Child Trust Fund cash

The junior ISA market will be opened up to parents with money stuck in child trust fund accounts.

Get started comparing savings accounts »

Find more in the savings account guide »

Jump to savings accounts:   guides   faqs   news

Related tags:   ISA   Budgeting   Government   Regular savings   Consumer Rights   FSCS  



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