In return for a small change in payment method the best credit card rewards offer big benefits.
As ever, loyalty points from brands offering rewards to save on bills, travel and shopping can offer some of the highest returns for those devoted to a particular company. For less loyal spenders cash back can offer rewards across the board.
Compare deals by sorting column headers and apply online or view more details:
| Rewards | Purchase Intro Offer | Additional Information |
Annual Fee | Standard Rate (variable) | ||
|---|---|---|---|---|---|---|
American Express Platinum![]() |
Cash back 5% for 3 months (up to £100 cash back), then 1.25% unlimited on all purchases, plus a yearly bonus offer |
Not offered | - | £25 | 14% p.a. | More details |
| Representative Example: 14% p.a. variable on purchases. This is equivalent to 18.5% APR representative variable based on a credit limit of £1,200 and including a £25 annual fee. American Express Services Europe Limited, Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX. | ||||||
Virgin Atlantic Black![]() |
travel: flights, hotels, holidays and more Earn 2 Flying Club miles for every £1 spent with AmEx (1 Flying Club mile per £1 with Visa) and double miles with Virgin Atlantic and Virgin Holidays. |
Not offered | - | £140 | 18.9% p.a. | More details |
| Representative Example: 18.9% p.a. variable on purchases. This is equivalent to 47.2% APR representative variable based on a credit limit of £1,200 and including a £140 annual fee. Virgin Money, Discovery House, Whiting Road, Norwich, NR4 6EJ . | ||||||
British Airways Premium Plus![]() |
Avios miles up to 3 Avios Miles for each £1 spent |
Not offered | - | £150 | 19.9% p.a. | More details |
| Representative Example: 19.9% p.a. variable on purchases. This is equivalent to 50.1% APR representative variable based on a credit limit of £1,200 and including a £150 annual fee. American Express Services Europe Limited, Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX. | ||||||
Lloyds TSB Premier Duo Avios![]() |
Avios miles 1.25 Avios for each £1 / £5 spent |
Not offered | - | £50 | 13.95% p.a. | More details |
| Representative Example: 13.95% p.a. variable on purchases. This is equivalent to 21.9% APR representative variable based on a credit limit of £1,200 and including a £50 annual fee. Lloyds TSB Bank plc, Registered Office: 25 Gresham Street, London, EC2V 7HN. | ||||||
Play.com![]() |
Play.com Rewards up to 2 PlayPoints for each £1 |
0% for 9 months |
- | £0 | 16.9% p.a. | More details |
| Representative Example: 16.9% p.a. variable on purchases. This is equivalent to 16.9% APR representative variable based on a credit limit of £1,200. MBNA Europe Bank Limited, Stansfield House, Chester Business Park, Chester, CH4 9QQ. | ||||||
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