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Disclaimer


A note about calculated results

The calculations presented on this website are intended as a general guide only for comparison purposes and should not be considered as an exact representation of what you will have to pay in terms of interest and charges or what you may earn in times of rewards, nor should they be considered as advice that relates to your specific circumstances.

Our results are based on assumptions and while every care is taken to ensure the results are accurate and up to date, there may be occasions where this is not possible. You are advised to discuss your specific requirements with an independent financial adviser prior to entering into any binding contracts.

  • Monetary value calculations have been rounded up to the nearest pound.
    This is to allow you to more easily compare your personalised results.
  • Interest costs and savings are based on the typical APR of each financial product, as well as any applicable special offer rates.
  • The typical APR is the rate most people are offered (over two-thirds by law), however you may be offered a different rate than the typical rate.
  • Unless noted otherwise, interest cost calculations only include purchase transactions made in pounds sterling and do not include balance transfers, cash advances, credit card cheques, any other transaction or any fees or charges that may be applied to your account.
  • There is no guarantee that the financial product we recommend will grant a credit limit or amount that meets the figure you have requested.
  • All calculations are intended as a general guide only for comparison purchases and should not be considered as an exact representation of what you will have to pay in terms of costs or what you may earn in times of rewards, nor should they be considered as advice that relates to your specific circumstances.

Please see the specific disclaimers for each personalised calculation, available at the bottom of your results.
  • The information, reviews, comparisons and other services provided by the Choose.net website ("the Website") does not in any way constitute financial, investment or tax advice. Choose.net is intended to provide general information only and does not attempt to give you advice that relates to your specific circumstances. You are advised to discuss your specific requirements with an independent financial adviser prior to entering into any binding contracts.
  • Whilst we try to make the Choose.net comparison service as comprehensive as possible, the comparative information on financial products and services provided by our website may not include all products and services that are available on the market.
  • Some products and services may be available at a lower or higher cost than quoted on the Website.
  • In the event that you decide to apply for a loan or credit card product selected via Choose.net, the full documentation and other relevant details should be sent to you by the lender and not by us. It is the responsibility of the lender to provide all relevant documentation to you and we can accept no responsibility in the event that you do not receive the documentation requested or expected.
  • There may be a period of time between a product provider changing rates, altering features of the product, withdrawing or launching new products or special offers and the time we are notified of such a change and are able to update the Choose.net pages accordingly. This is particularly the case when base rates change, or other major financial events occur. Therefore if you intend to act on any information supplied by the Website you should: confirm the details of the product (including costs and key features) with your financial adviser; and seek independent financial advice if you are in any doubt as to the suitability of the product that you are intending to purchase. Whilst we take reasonable care to ensure that the information on the Website is accurate and up to date, neither Choose.net nor its suppliers warrant that it is. You acknowledge and agree that neither Choose.net nor its suppliers have any control over the accuracy or completeness of third party data and all liability in respect of the same is expressly excluded to the maximum extent permitted by law.
  • If you intend to act on any information on the Website you should first confirm the details of the product or service (including costs and key features) with the product provider.
  • If you are in any doubt as to the suitability of a product or service that you are intending to purchase or any aspect of your personal finances, Choose.net thoroughly recommends that you seek independent financial advice first.
  • The Website is specifically designed for use in the United Kingdom only and the information on it relates to products and services marketed to residents of the United Kingdom only. You must not use the Website in countries where its use is restricted or prohibited by local laws, regulations, codes or customs. We recommend that Non UK residents should refer to a source of financial information within their own country.