We show you how the various savings account options could help to earn you a better rate. Read more »
All Choose
Money
Media
Money
Media
Compare Savings Accounts
Comparison and guide covering instant access, regular, fixed bond and cash ISA savings.
Savings Types:
About this table and the listed packages:
Our savings comparison table is a run down of some of the market's current rates but it's not the end of the story when it comes to getting the best savings rate.
As our cash ISA guide shows, for example, tax-free savings can offer some of the best returns over many years, even with slightly low interest rates to start, while the very high interest rates advertised by some regular savings accounts disguise a complex maximum monthly payment system.
Finally, if late 2008's banking breakdown taught us anything it's that checking whether savings are protected is always a good idea.
| Headline Rate | Account Type | Additional Information | ||
|---|---|---|---|---|
MySave Online Plus |
3.17% AER | Standard Savings | - Up to 3.17% AER for the first 12 months, then 1.51% AER. - Save between £1 and £5million (£1000 to open). - 1 free withdrawal in a 12 month period. - Further withdrawals permitted subject to loss of interest penalty. |
 |
Savings Account |
3.1% AER | Instant Access | - Easy access savings with no withdrawal penalties. - 3.10% AER for the first 12 months (up to £250,000), then 0.50% AER. - No minimum or maximum monthly deposits required. - Save from £1 to £1million |
|
Online Saver (Issue 4) |
3.01% AER | Instant Access | - 3.01% AER for the first 12 months, then 1.65% AER. - Save from £1 to £2million. - Unlimited withdrawals with no notice and no penalties. - Online access only. |
|
Online Saver |
2.8% AER | Instant Access | - 2.80% AER for 12 months, then 0.10% AER. - Save from £1. - Instant access - online only. - Qualifying account for the Halifax Savers Prize Draw (each month 3 Halifax savers receive £100,000 each). |
|
Please read the following notice:
We aim to provide free reviews and comparisons of consumer products. To keep the site free, we are paid by some providers when new customers take products after they've clicked on our links. We don't allow our editorial content to be affected by those links, however we may not include all of the products available in the market.
Please read our full disclaimer for other important information that relates to the information and service we provide and your use of this site.
If you would like to get in touch with us you can contact us here »
Go to the full savings account guide
Savings account guide
Get started...
These guides offer an introduction to savings and may be useful when looking at comparing accounts. They cover the different types of accounts such as cash ISAs and regular savings, and we've also included our guide to the Financial Services Compensation Scheme here too.
Tax-free savings simplified: cash ISA guide
Tax-free savings can offer some of the best rates of return on the market. Our full guide explains how they work. Read more »
Regular savings accounts: is 8% worth it?
Can the extra effort of feeding your savings account every month really pay off in higher interest rate rewards? Read more »
Are my savings protected?
After the Icesave crisis we wanted to find out how savings accounts are protected under the FSCS. Read more »
News & commentary
Keep up with recent announcements and product updates and follow our commentary of market and industry changes.
19 March 2012 | Commentary
How well are we saving?
What can policymakers do to increase the amount of savings individuals have stashed away?
16 March 2012 | Commentary
Credit unions: are they doing enough?
Why is it that credit unions have so few members despite strong support?
Find more in the savings account guide »
Related tags: ISA Government Regular savings Consumer Rights Santander Fixed Bond
More latest savings news »
Common questions, consumer rights and market research
These guides offer a closer look into various factors that may affect consumers when choosing savings products, such as customer service and complaints, as well as banking security. They also cover rights issues, different ways to budget and research into how we're saving in general.
23 April 2012 | Guides
Who's financially excluded?
We look at the problem of financial exclusion and its solutions.
2 March 2012 | Guides | 1 Comment
Online banking: the definitive guide
We look at the best, and safest, online banking services in the UK.
10 January 2012 | FAQs
Is banking complaints data useful?
All banks get complaints. But when, if ever, should a high complaint rate put you off signing up?
5 January 2012 | FAQs
Can banks take money for debts?
How could the rule of 'setting off' lead to your bank taking your money to pay a debt? We look into the issue.
Facebook
Join us on facebook and we'll keep you up to date with the latest consumer guides and special offers.
Stay in touch
Keep up to date with the latest deals, product updates and market news from the Choose team.
Simply fill in your details below...
Want to talk?
Have an opinion, want to make a suggestion or just fancy a natter?
Get in touch and we'll be pleased to see what we can do.
Unfortunately, we can't always be as helpful as we'd like, but where we can't help we will try to point you in the right direction instead.
Please read more about contacting us and how to get in touch here »
© 2003 - 2012 Choose Ltd. All Rights Reserved.
Terms of Use | Disclaimer | Privacy | Cookies | Sitemap
Terms of Use | Disclaimer | Privacy | Cookies | Sitemap