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By Amy Purser Staff Writer
Tuesday, 15 July 2008
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 Apply Now
Note: You must be over 21 and have a very good credit rating
Capital One Balance Transfer & Purchase
- 0% Balance Transfers until Nov 09
- 0% Purchases until Nov 08
- 15.9% APR
 Apply Now
Note: You must be over 21 and have a very good credit rating
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Time to compare credit cards offering 0% on balance transfers
People are feeling the pinch and credit card companies eager to scoop up new customers are offering some fantastic credit card balance transfer offers, writes Amy Purser.
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Three is a crowd – which is no bad thing for Capital One, who is the only issuer with a trio of credit cards topping the best buy tables for anyone trying to compare credit cards.
After the improvements made to their collection and some new additions to the clan, Capital One is appealing to even the most discerning credit card users; who may compare credit cards before settling.
 You can see the new Capital One credit cards here
Top of the Tree
If it is a long 0% balance transfer period that you are after, Capital One's Balance Transfer and Purchase credit card comes up trumps on all best-buy balance transfer credit card tables.
Meanwhile, the good old Capital One Platinum credit card offers an unbeaten 0% on balance transfers and spending until October 2009 with its Platinum credit card, outshining both the Halifax All in One and GM cards, so also topping the table for best credit card for and spending.
And scoring a triple, for 0% on purchases until 1st October 2009, the Capital One Platinum credit card also offers the longest interest free purchase period of all credit cards currently available.
Compare credit cards for balance transfers
Compare credit cards offering 0% on purchases
Compare credit cards offering 0% on balance transfers & 0% on purchases
Where do I sign?
Before you get too excited about the Capital One range scoring highly in our best buy boards, bear in mind that they are all Platinum credit cards.
So, if your credit rating is less than exceptional, or if you don’t meet Capital One’s minimum requirements, these cards won’t be found stashed in your wallet anytime soon.
Don’t despair…
There are alternative credit cards for those who are not eligible for a shiny Platinum credit card, however.
Most so-called classic credit cards have less strict minimum requirements and so long as you have a decent credit history, you shouldn’t be turned down.
Failing that, there is a small family of credit cards that are available to just about anybody regardless of credit rating.
These credit cards for people with a poor credit history tend to have a much higher APR than standard credit cards and seldomly offer any special benefits (certainly no 0% introductory rates), but are a great way to prove you can be trusted with credit and start building up a decent credit history.
Compare credit cards offered to customers with a less-than-perfect credit rating.
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