Personal Finance Guide: News & Features http://www.choose.net/money/guide/ Sainsbury's has cut their personal loan rate to 7.7%, bringing it in line with Tesco and Nationwide deals. http://www.choose.net/money/guide/news/loans/sainsburys-cut-personal-loan-rate.html http://www.choose.net/money/guide/news/loans/sainsburys-cut-personal-loan-rate.html Fri, 10 Sep 2010 11:23:36 GMT New mortgage customers taking out an account with Halifax in the next couple of months will benefit from a reduced rate. http://www.choose.net/money/guide/news/mortgages/halifax-cuts-first-year-mortgage-rates.html http://www.choose.net/money/guide/news/mortgages/halifax-cuts-first-year-mortgage-rates.html Wed, 08 Sep 2010 13:00:01 GMT The average Brit's longest relationship will be with their current account, according to Santander. http://www.choose.net/money/guide/news/current-accounts/brits-keep-current-accounts-longer-than-partners.html http://www.choose.net/money/guide/news/current-accounts/brits-keep-current-accounts-longer-than-partners.html Mon, 06 Sep 2010 14:29:50 GMT Millions of EDF customers will see their standard electricity price rise from October. http://www.choose.net/money/guide/news/energy/edf-electricity-prices-to-increase.html http://www.choose.net/money/guide/news/energy/edf-electricity-prices-to-increase.html 12:31:24 GMT Savvy students are saving more in an effort to minimise debts, according to research by Natwest. http://www.choose.net/money/guide/news/general/students-working-saving-more.html http://www.choose.net/money/guide/news/general/students-working-saving-more.html 12:02:39 GMT The ABI has exploded five common insurance myths in a new guide. http://www.choose.net/money/guide/news/insurance/sorting-insurance-fact-from-fiction.html http://www.choose.net/money/guide/news/insurance/sorting-insurance-fact-from-fiction.html 16:02:00 GMT Lending by the major banks fell to its second-lowest level since February 2001 last month, the BBA reported. http://www.choose.net/money/guide/news/mortgages/mortgage-market-stays-sluggish.html http://www.choose.net/money/guide/news/mortgages/mortgage-market-stays-sluggish.html 10:39:59 GMT The public expect government to do more to control excessive interest on unsecured borrowing, according to a new poll. http://www.choose.net/money/guide/news/credit-cards/poll-public-want-cap-on-interest.html http://www.choose.net/money/guide/news/credit-cards/poll-public-want-cap-on-interest.html 11:00:39 GMT Public perceptions on behaviours that save energy are way off the mark, according to a new survey. http://www.choose.net/money/guide/news/energy/consumers-energy-saving-is-chronically-misinformed.html http://www.choose.net/money/guide/news/energy/consumers-energy-saving-is-chronically-misinformed.html 10:50:34 GMT Over 50% won't use their full ISA allowance this year as savers struggle against high inflation. http://www.choose.net/money/guide/news/savings-accounts/savings-stumble-half-ignore-isas.html http://www.choose.net/money/guide/news/savings-accounts/savings-stumble-half-ignore-isas.html 09:38:36 GMT General Electric is planning to set up a new online bank in the UK, the first new internet bank since the start of the credit crisis. http://www.choose.net/money/guide/news/general/general-electric-to-set-up-uk-bank.html http://www.choose.net/money/guide/news/general/general-electric-to-set-up-uk-bank.html 11:44:25 GMT 64% of motorists admitted to Sainsbury's Insurance that they've driven dangerously in the past month. http://www.choose.net/money/guide/news/insurance/two-in-three-drive-dangerously-insurance.html http://www.choose.net/money/guide/news/insurance/two-in-three-drive-dangerously-insurance.html 16:51:38 GMT Millions of consumers that were mis-sold payment protection insurance deserve a pay out, according to new FSA guidelines. http://www.choose.net/money/guide/news/general/fsa-rules-millions-deserve-ppi-payout.html http://www.choose.net/money/guide/news/general/fsa-rules-millions-deserve-ppi-payout.html 10:28:48 GMT Cases of mortgage fraud in 2010 were worth £96 million, quadruple their value in 2009. http://www.choose.net/money/guide/news/mortgages/mortgage-fraud-quadruples-value.html http://www.choose.net/money/guide/news/mortgages/mortgage-fraud-quadruples-value.html 10:49:05 GMT 62 percent say they're saving less than they should and many are pessimistic about saving more in the future, according to Nationwide. http://www.choose.net/money/guide/news/savings-accounts/nationwide-consumers-downbeat-about-saving.html http://www.choose.net/money/guide/news/savings-accounts/nationwide-consumers-downbeat-about-saving.html 13:02:35 GMT The rollout of new annual energy statements has been criticised by Consumer Focus. http://www.choose.net/money/guide/news/energy/consumer-focus-new-energy-could-do-better.html http://www.choose.net/money/guide/news/energy/consumer-focus-new-energy-could-do-better.html Wed, 4 Aug 2010 15:2:7 GMT Brits abroad will pay out millions in unnecessary card fees this year, Post Office research has revealed. http://www.choose.net/money/guide/news/credit-cards/use-abroad-fees-cost-uk-cardholders.html http://www.choose.net/money/guide/news/credit-cards/use-abroad-fees-cost-uk-cardholders.html Mon, 2 Aug 2010 16:48:21 GMT The number of people caught making false insurance claims rose in the past year, according to the Association of British Insurers. http://www.choose.net/money/guide/news/insurance/false-insurance-claims-rise-fourteen-percent.html http://www.choose.net/money/guide/news/insurance/false-insurance-claims-rise-fourteen-percent.html Fri, 30 Jul 2010 11:23:26 GMT Lloyds banking group has stopped selling controversial payment protection insurance. http://www.choose.net/money/guide/news/general/lloyds-stops-selling-ppi.html http://www.choose.net/money/guide/news/general/lloyds-stops-selling-ppi.html Wed, 28 Jul 2010 11:7:9 GMT Fewer rewards as the nationalised banks announce they'll cut out interest on current accounts. http://www.choose.net/money/guide/news/current-accounts/banks-scrap-interest-on-current-accounts.html http://www.choose.net/money/guide/news/current-accounts/banks-scrap-interest-on-current-accounts.html Mon, 26 Jul 2010 10:4:3 GMT An error has left thousands of mortgage holders with hugely inflated monthly payments. http://www.choose.net/money/guide/news/mortgages/clydesdale-yorkshire-mortgage-payment-anger.html http://www.choose.net/money/guide/news/mortgages/clydesdale-yorkshire-mortgage-payment-anger.html Fri, 23 Jul 2010 11:29:46 GMT Burglars use social networking sites such as Twitter and Facebook to plan a break in according to More Th>n insurance. http://www.choose.net/money/guide/news/insurance/social-networking-insurance-risk.html http://www.choose.net/money/guide/news/insurance/social-networking-insurance-risk.html Wed, 21 Jul 2010 11:53:48 GMT BT will bid for a smart meter contract that will help consumers to save on their energy bills. http://www.choose.net/money/guide/news/energy/bt-will-bid-for-smart-energy-meter-contract.html http://www.choose.net/money/guide/news/energy/bt-will-bid-for-smart-energy-meter-contract.html Mon, 19 Jul 2010 12:48:40 GMT The consumer credit sector will come under government scrutiny in a new review. http://www.choose.net/money/guide/news/credit-cards/government-plans-consumer-credit-review.html http://www.choose.net/money/guide/news/credit-cards/government-plans-consumer-credit-review.html Fri, 16 Jul 2010 11:8:24 GMT A community lender that claims to cut out the banks is the UK's most trusted personal loan provider. http://www.choose.net/money/guide/news/loans/zopa-is-uks-most-trusted-loan-provider.html http://www.choose.net/money/guide/news/loans/zopa-is-uks-most-trusted-loan-provider.html Wed, 14 Jul 2010 13:43:5 GMT Citizen's Advice is calling for basic current accounts to be made more widely available to those who have recently been declared bankrupt. http://www.choose.net/money/guide/news/current-accounts/bankrupt-denied-current-accounts.html http://www.choose.net/money/guide/news/current-accounts/bankrupt-denied-current-accounts.html Mon, 12 Jul 2010 18:0:5 GMT Lord Levene's new bank hopes to capture consumers' attention. http://www.choose.net/money/guide/news/general/new-bank-set-to-take-over-high-street.html http://www.choose.net/money/guide/news/general/new-bank-set-to-take-over-high-street.html Fri, 9 Jul 2010 10:50:36 GMT The majority of homeowners shop around for their insurance rather than automatically renewing, research has shown. http://www.choose.net/money/guide/news/insurance/one-in-three-automatically-renew-insurance.html http://www.choose.net/money/guide/news/insurance/one-in-three-automatically-renew-insurance.html Wed, 7 Jul 2010 11:1:12 GMT Santander have unveiled the overdraft fees to be charged on their new current account. http://www.choose.net/money/guide/news/current-accounts/new-santander-overdraft-fees-announced.html http://www.choose.net/money/guide/news/current-accounts/new-santander-overdraft-fees-announced.html Mon, 5 Jul 2010 13:32:12 GMT The number of mortgage deals is set to fall according to the Bank of England. http://www.choose.net/money/guide/news/mortgages/bank-of-england-mortgage-warning.html http://www.choose.net/money/guide/news/mortgages/bank-of-england-mortgage-warning.html Fri, 2 Jul 2010 9:46:9 GMT How will Lloyds' new overdraft fees affect you? Take a quick look. http://www.choose.net/money/guide/news/current-accounts/lloyds-overdraft-shake-up-quick-look.html http://www.choose.net/money/guide/news/current-accounts/lloyds-overdraft-shake-up-quick-look.html Wed, 30 Jun 2010 11:20:32 GMT Confused by your energy bills? Find out how Ofgem are making them easier to understand. http://www.choose.net/money/guide/news/energy/ofgem-introduce-annual-energy-bills.html http://www.choose.net/money/guide/news/energy/ofgem-introduce-annual-energy-bills.html Mon, 28 Jun 2010 10:58:32 GMT New rules to protect mortgage customers who fall into arrears will be introduced at the end of the month. http://www.choose.net/money/guide/news/mortgages/fsa-announce-more-mortgage-protection.html http://www.choose.net/money/guide/news/mortgages/fsa-announce-more-mortgage-protection.html Fri, 25 Jun 2010 10:48:14 GMT How will Osborne's brutal budget affect your savings? http://www.choose.net/money/guide/news/savings-accounts/budget-how-will-savings-be-affected.html http://www.choose.net/money/guide/news/savings-accounts/budget-how-will-savings-be-affected.html Wed, 23 Jun 2010 15:11:35 GMT Consumers unable to borrow from mainstream lenders are increasingly falling prey to fake loan companies, Citizens Advice has warned. http://www.choose.net/money/guide/news/loans/citizens-advice-fake-loan-warning.html http://www.choose.net/money/guide/news/loans/citizens-advice-fake-loan-warning.html Mon, 21 Jun 2010 12:2:55 GMT Ovo energy is offering its customers cash back on their overpaid energy bills. http://www.choose.net/money/guide/news/energy/earn-interest-on-energy-bills-with-ovo.html http://www.choose.net/money/guide/news/energy/earn-interest-on-energy-bills-with-ovo.html Fri, 18 Jun 2010 18:7:20 GMT Nationwide Flexaccount customers can get hold of the building society's new low interest rate on loans. http://www.choose.net/money/guide/news/loans/nationwide-unveils-market-leading-loan.html http://www.choose.net/money/guide/news/loans/nationwide-unveils-market-leading-loan.html Wed, 16 Jun 2010 13:6:20 GMT Packaged current accounts are on the rise and they're more expensive than ever so when, if ever, should you get one? http://www.choose.net/money/guide/news/current-accounts/packaged-current-accounts-rise-by-94-percent.html http://www.choose.net/money/guide/news/current-accounts/packaged-current-accounts-rise-by-94-percent.html Mon, 14 Jun 2010 12:44:42 GMT Bovis homes have teamed up with the Woolwich to offer a market-leading 90% mortgage. http://www.choose.net/money/guide/news/mortgages/bovis-mortgage-boost-first-time-buyer.html http://www.choose.net/money/guide/news/mortgages/bovis-mortgage-boost-first-time-buyer.html Fri, 11 Jun 2010 11:27:25 GMT Rising education costs caused personal loans to rise to a total of £37 million. http://www.choose.net/money/guide/news/loans/personal-loans-education-37-million.html http://www.choose.net/money/guide/news/loans/personal-loans-education-37-million.html Wed, 9 Jun 2010 14:12:32 GMT £100s in interest charges will be saved by MBNA credit card holders in September. http://www.choose.net/money/guide/news/credit-cards/mbna-credit-card-shake-up-will-save-hundreds.html http://www.choose.net/money/guide/news/credit-cards/mbna-credit-card-shake-up-will-save-hundreds.html Mon, 7 Jun 2010 17:15:46 GMT MBNA credit card holders will save £100s when the provider's allocation of payments clause changes in September. http://www.choose.net/money/guide/news/current-accounts/mbna-credit-card-shake-up-will-save-hundreds.html http://www.choose.net/money/guide/news/current-accounts/mbna-credit-card-shake-up-will-save-hundreds.html Mon, 7 Jun 2010 17:10:11 GMT Thousands of pounds a year are wasted on unnecessary insurance products, consumer group Which? has warned. http://www.choose.net/money/guide/news/insurance/insurance-often-useless-which-report.html http://www.choose.net/money/guide/news/insurance/insurance-often-useless-which-report.html Fri, 4 Jun 2010 10:14:55 GMT Alliance & Leicester has increased the interest on its online saver account to 2.81% AER. http://www.choose.net/money/guide/news/savings-accounts/alliance-leicester-boost-online-savers.html http://www.choose.net/money/guide/news/savings-accounts/alliance-leicester-boost-online-savers.html Wed, 2 Jun 2010 10:8:5 GMT Alliance & Leicester has banned small over the counter withdrawals at their branches in an attempt to cut queues that has angered consumer groups. http://www.choose.net/money/guide/news/general/alliance-leicester-ban-small-counter-withdrawals.html http://www.choose.net/money/guide/news/general/alliance-leicester-ban-small-counter-withdrawals.html Fri, 28 May 2010 11:22:5 GMT The new government will introduce legislation to help more households go green and assist vulnerable with their bills it's been confirmed. http://www.choose.net/money/guide/news/energy/queens-speech-confirms-green-energy-help.html http://www.choose.net/money/guide/news/energy/queens-speech-confirms-green-energy-help.html Wed, 26 May 2010 14:50:9 GMT Northern Rock customers will have less protection on their savings from today as the bank's extra government protection expires. http://www.choose.net/money/guide/news/savings-accounts/northern-rock-savers-lose-100-percent-protection.html http://www.choose.net/money/guide/news/savings-accounts/northern-rock-savers-lose-100-percent-protection.html Mon, 24 May 2010 11:12:48 GMT Aviva has announced a new policy to cover travellers whose holidays are disrupted by the volcanic ash cloud. http://www.choose.net/money/guide/news/insurance/aviva-travel-insurance-volcano-ash.html http://www.choose.net/money/guide/news/insurance/aviva-travel-insurance-volcano-ash.html Fri, 21 May 2010 16:52:22 GMT Complaints about PPI rose again last year and no wonder: the ombudsman found 89% of cases in favour of the consumer. http://www.choose.net/money/guide/news/general/payment-protection-insurance-complaints-rise.html http://www.choose.net/money/guide/news/general/payment-protection-insurance-complaints-rise.html Wed, 19 May 2010 15:29:25 GMT Mortgage lending increased by 45% year-on-year last month according to figures from the CML which also had good news for first-time buyers. http://www.choose.net/money/guide/news/mortgages/mortgage-market-up-forty-five-percent.html http://www.choose.net/money/guide/news/mortgages/mortgage-market-up-forty-five-percent.html Mon, 17 May 2010 18:6:19 GMT Charges for carrying an overdraft on a current account have soared, despite the low base rate, according to new research. http://www.choose.net/money/guide/news/current-accounts/overdraft-rates-soar-to-ten-year-high.html http://www.choose.net/money/guide/news/current-accounts/overdraft-rates-soar-to-ten-year-high.html Fri, 14 May 2010 14:40:47 GMT New expansions of the UK's off-shore wind farms will allow another 1.4m homes to receive renewable energy in the next few years. http://www.choose.net/money/guide/news/energy/wind-farm-capacity-to-double.html http://www.choose.net/money/guide/news/energy/wind-farm-capacity-to-double.html Wed, 12 May 2010 12:50:43 GMT Santander are restricting online applicants to their popular Zero credit card. http://www.choose.net/money/guide/news/credit-cards/santander-zero-credit-card-online-applications.html http://www.choose.net/money/guide/news/credit-cards/santander-zero-credit-card-online-applications.html Mon, 10 May 2010 16:26:1 GMT Consumers are being warned to prepare for possible volcano chaos again this summer. http://www.choose.net/money/guide/news/insurance/plan-for-credit-card-insurance-volcano-chaos.html http://www.choose.net/money/guide/news/insurance/plan-for-credit-card-insurance-volcano-chaos.html Fri, 7 May 2010 10:55:51 GMT Being joined at the hip doesn't necessarily mean being joined at the money clip, according to research from Tesco bank. http://www.choose.net/money/guide/news/current-accounts/29-percent-stay-financially-single.html http://www.choose.net/money/guide/news/current-accounts/29-percent-stay-financially-single.html Wed, 5 May 2010 14:37:4 GMT Spanish-owned bank Santander has seen a 15% surge in UK profits as the company picks up new current account and mortgage customers. http://www.choose.net/money/guide/news/savings-accounts/santander-savings-surge-in-profits.html http://www.choose.net/money/guide/news/savings-accounts/santander-savings-surge-in-profits.html Tue, 4 May 2010 12:21:12 GMT A third of borrowers are keeping the extent of their debts hidden from family members, according to new research from the Post Office. http://www.choose.net/money/guide/news/credit-cards/hidden-credit-card-debts-55bn.html http://www.choose.net/money/guide/news/credit-cards/hidden-credit-card-debts-55bn.html Wed, 28 Apr 2010 17:6:27 GMT Alliance & Leicester is again enticing new customers with a £100 switching bonus, but what's the catch? http://www.choose.net/money/guide/news/current-accounts/alliance-leicester-current-account-100gbp-bonus.html http://www.choose.net/money/guide/news/current-accounts/alliance-leicester-current-account-100gbp-bonus.html Tue, 27 Apr 2010 14:30:22 GMT