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Credit cards guide
Find the latest deals, reviews, guides and market news in Choose's money guide.
Latest credit card news & commentary
22 August 2012 | News
Want to beat debt? Forget logic
Researchers claim that starting repayment with the smallest debt gets more people out of a borrowing spiral.
26 July 2012 | News
Is the rise of 'poor credit' reward cards worrying?
What's the result of a new generation of credit cards are offering both rewards and credit rebuilding?
23 May 2012 | News
Barclaycard scrap Freedom rewards
Was the Barclaycard Freedom scheme really as fun as giant city wide flume? We investigate.
25 January 2012 | News
Why are we paying interest on '0%' deals?
Letting a balance transfer lapse means paying extra interest and fees - so why do millions do it?
25 January 2012 | Commentary
Why don't more lenders offer quotation searches?
Why don't more lenders offer applications that can show consumers how much their lending will cost without a credit search?
Quick find
More credit card news commentary »
Credit card guides
Common questions
This is the place to start when looking to compare credit cards. Here we cover all the main features and offers on credit cards, weighing up different types of deal and covering the basic information on how they work and how to use them to best advantage, including balance transfers, promotional rates on purchases, rewards such as cash back and air miles, as well as credit building and use whilst abroad.
Best credit and debit cards for travel
We've rounded up some debit and credit card options for travelling and use abroad. Read on before you go away. Read more »
Credit cards to save on bills - is it worth it?
Which credit cards can help consumers save as the cost of energy and other basics soars? Read more »
When paying for 0% beats a no fee balance transfer
While no fee balance transfers can still be found - they tend to be on shorter deals. We look at what point paying for 0% saves more. Read more »
Check & repair your credit rating in 30 days
Improve a credit rating in a month with our comprehensive guide to repairing a damaged score. Read more »
Prepaid cards: how they work
Prepaid cards are increasingly popular and can be used for credit building, convenience and spending on use abroad. We look at how they work. Read more »
How many miles could your Tesco trips be earning?
Could you be flying further by converting Tesco Clubcard points than earning Avios directly? We investigate. Read more »
Pay off an overdraft with a credit card
Expensive overdrafts don't have to be so costly. Here's how credit card tricks can reduce the cost. Read more »
Cut fuel spending: the best points for petrol
Fight rising fuel costs with the best credit card for petrol. Read more »
This section offers answers to common queries about credit cards. Here we cover topics such as terms, security and preventing fraud, complaints and claims, credit ratings, applications and more.
17 March 2013 | FAQs | 3 Comments
Can I balance transfer to a current account?
We look at 'super' balance transfer deals and how they can be used to transfer to a current account on a 0% rate.
23 January 2013 | FAQs
What does travel accident insurance cover?
Travel accident insurance, especially when it's free, often covers very little. We take a closer look at these policies.
23 January 2013 | FAQs | 1 Comment
Which credit cards offer extended warranties?
Some credit cards offer extended warranties on electrical items as a free benefit to cardholders when they use the credit card to pay.
23 January 2013 | FAQs | 4 Comments
Which credit cards charge dormancy fees?
Dormancy fees, a nefarious charge that punishes cardholders for not using their cards, are relatively rare at the moment. Double check you won't get hit with our guide.
More credit card guides »
Related tags: Purchases Debt Rewards Rates Charges Application Poor Credit History
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Related tags: Debt Rates Charges Balance Transfer
Consumer rights
Market research & commentary
An in depth look into various issues surrounding consumer use of credit card products, covering rights issues and the market in general.
22 November 2012 | Guides
PIN fraud: what do you need to know?
How much would you be liable for if someone used your PIN number? Find out in our full guide.
18 September 2012 | FAQs
Cardholder rights when a credit card provider changes hands
When providers change hands consumers must be given notice and they have other rights too.
7 September 2012 | Guides
Consumer Credit Directive: 6 new rights
The Consumer Credit Directive came into force in February 2011: here are the six things all consumers need to know.
4 September 2012 | Guides | 7 Comments
How to get cash back from chargeback
Feeling hard done by? Visa, Mastercard and Amex can help right consumer wrongs with their chargeback scheme.
Here we take a look at different factors in the credit card market and present our findings.
17 December 2012 | Guides
Is proactive credit card marketing fair?
Credit card providers have been criticised over 'irresponsible' proactive marketing campaigns.
16 December 2012 | Guides
Beware credit card 'reward' sites
Money off deals are all the rage and credit card providers aren't going to miss out on the trend.
More credit card consumer rights guides »
Related tags: Section 75 Lending Code Consumer Credit Directive Financial Ombudsman
More credit card market research »
Related tags: Rewards Fraud Current Accounts
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