A super balance transfer deal is a way to transfer money to a current account at 0%. Many people use them to pay off an expensive overdraft or loan in full or even to make money using techniques such as stoozing.
Just like 0% balance transfers, however, there's a charge for borrowing interest-free - in the form of a transfer fee - and the rate only lasts for a limited time. Just like 0% balance transfers, then, many people find that it's worthwhile making a quick budget while they're comparing to ensure that they'll get good value for money. For example, to pay off an overdraft the savings need to be greater than the transfer fee.
Compare deals by sorting column headers and apply online or view more details:
| 0% Period | Money Transfer Fee | Additional Information |
Suitable for Spending |
Applicable Standard Rate (variable) |
||
|---|---|---|---|---|---|---|
Virgin Money![]() |
20 months | 4% | - | 20.9% p.a. | More details |
|
| Representative Example: 16.8% p.a. variable on purchases. This is equivalent to 16.8% APR representative variable based on a credit limit of £1,200. Virgin Money, Discovery House, Whiting Road, Norwich, NR4 6EJ. | ||||||
Virgin Money All Round![]() |
16 months | 4% | - | 20.9% p.a. | More details |
|
| Representative Example: 15.8% p.a. variable on purchases. This is equivalent to 15.8% APR representative variable based on a credit limit of £1,200. Virgin Money, Discovery House, Whiting Road, Norwich, NR4 6EJ. | ||||||
The AA Balance Transfer![]() |
16 months | 4% | - | 21.9% p.a. | More details |
|
| Representative Example: 17.9% p.a. variable on purchases. This is equivalent to 17.9% APR representative variable based on a credit limit of £1,200. MBNA Europe Bank Limited, Stansfield House, Chester Business Park, Chester, CH4 9QQ. | ||||||
Post Office![]() |
14 months | 2.98% | Another 0% for 5 months on the 2nd and 3rd anniversary |
15.76% p.a. | More details |
|
| Representative Example: 16.9% p.a. variable on purchases. This is equivalent to 16.9% APR representative variable based on a credit limit of £1,200. Post Office Limited, 148 Old Street, London, EC1V 9HQ. | ||||||
The AA![]() |
12 months | 4% | - | 20.9% p.a. | More details |
|
| Representative Example: 16.9% p.a. variable on purchases. This is equivalent to 16.9% APR representative variable based on a credit limit of £1,200. MBNA Europe Bank Limited, Stansfield House, Chester Business Park, Chester, CH4 9QQ. | ||||||
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