Low Purchase Rate Credit Cards
Compare straightforward low interest rate credit cards and find the best deal for you.
Low purchase rate credit cards
Low interest rate credit cards keep things simple: unlike 0% deals there's no risk the cost of borrowing will suddenly shoot up after a few months so it's easier to plan flexible borrowing.
The downside is that transactions other than purchases - cash withdrawals, for example - often accrue interest at a much higher rate than the 'headline' APR.
Compare deals by sorting column headers and apply online or view more details:
| Purchase Standard Rate (variable) | Purchase Intro Offer | Rewards | Additional Information |
||
|---|---|---|---|---|---|
Sainsburys Low Rate |
6.95% p.a. | Not offered | None | - |  More details |
| Representative Example: 6.95% p.a. variable on purchases. This is equivalent to 6.9% APR representative variable based on a credit limit of £1,200. Sainsbury's Bank plc, 33 Holborn, London, EC1N 2HT. | |||||
Barclaycard Simplicity |
7.9% p.a. | Not offered | Barclaycard Freedom & Thomas Cook Discounts Up to 1% Reward Money at participating retailers |
- | More details |
| Representative Example: 7.9% p.a. variable on purchases. This is equivalent to 7.9% APR representative variable based on a credit limit of £1,200. Barclays Bank, 1 Churchill Place, London, E14 5HP. | |||||
Capital One Click |
9.94% p.a. | Not offered | eXtras Plus: select online discounts | - | More details |
| Representative Example: 9.94% p.a. variable on purchases. This is equivalent to 9.9% APR representative variable based on a credit limit of £1,200. Capital One (Europe) plc, Registered Office: Trent House, Station Street, Nottingham, NG2 3HX. | |||||
Nationwide Select (FlexAccount customers only).gif) |
12.9% p.a. | 0% for 18 months |
Cash back 0.5% unlimited on all purchases |
You must hold a Nationwide FlexAccount (with Visa debit) to be eligible for this card. |
More details |
| Representative Example: 12.9% p.a. variable on purchases. This is equivalent to 12.9% APR representative variable based on a credit limit of £1,200. Nationwide Building Society, Credit Card Services, PO Box 8738, Wigston, LE18 9BG. | |||||
Sainsburys Gold |
9.94% p.a. | Not offered | Nectar points Up to 2 Nectar points per £1 |
- | More details |
| Representative Example: 9.94% p.a. variable on purchases. This is equivalent to 20.1% APR representative variable based on a credit limit of £1,200 and including a £60 annual fee. Sainsbury's Bank plc, 33 Holborn, London, EC1N 2HT. | |||||
Please read the following notice:
We aim to provide free reviews and comparisons of consumer products. To keep the site free, we are paid by some providers when new customers take products after they've clicked on our links. We don't allow our editorial content to be affected by those links, however we may not include all of the products available in the market.
Please read our full disclaimer for other important information that relates to the information and service we provide and your use of this site.
If you would like to get in touch with us you can contact us here »
Compare Credit Cards »
Compare Personal Loans »
Compare Current accounts »
Compare Savings accounts »
Money guide & news »
Why not have a look around our other price comparison sections? We also cover home and mobile broadband, home media bundles, mobile phones, shopping and entertainment.
Keep up to date with the latest deals, product updates and market news from the Choose team.
Simply fill in your details below...
Have an opinion, want to make a suggestion or just fancy a natter?
Get in touch and we'll be pleased to see what we can do.
Unfortunately, we can't always be as helpful as we'd like, but where we can't help we will try to point you in the right direction instead.
Please read more about contacting us and how to get in touch here »
