Life of Balance Transfer Credit Cards
Compare life of balance transfer credit cards and find the best deal for you.
Compare Life of balance transfer credit cards
'Life of balance' transfer credit cards offer those with credit card debts the opportunity to repay the balance at a much lower interest rate until its cleared in full. They're less well-known than 0% balance transfer deals but as our 0% or life of balance guide shows, they can offer much better value for money.
However, compared to other deals, the market for these cards is small. It might also be worth taking a look at existing customer balance transfers to check whether one of your current financial providers could reduce your interest rate.
Compare deals by sorting column headers and apply online or view more details:
| Balance Transfer Offer (variable) | Transfer Fee | Additional Information |
Suitable for Spending |
Applicable Standard Rate (variable) |
||
|---|---|---|---|---|---|---|
Sainsburys Low Rate |
6.95% p.a. for life of balance |
Free | - |  |
6.95% p.a. |  More details |
| Representative Example: 6.95% p.a. variable on purchases. This is equivalent to 6.9% APR representative variable based on a credit limit of £1,200. Sainsbury's Bank plc, 33 Holborn, London, EC1N 2HT. | ||||||
Barclaycard Simplicity |
7.9% p.a. for life of balance |
Free | - | |
7.9% p.a. | More details |
| Representative Example: 7.9% p.a. variable on purchases. This is equivalent to 7.9% APR representative variable based on a credit limit of £1,200. Barclays Bank, 1 Churchill Place, London, E14 5HP. | ||||||
Sainsburys Gold |
9.94% p.a. for life of balance |
Free | - | |
9.94% p.a. | More details |
| Representative Example: 9.94% p.a. variable on purchases. This is equivalent to 20.1% APR representative variable based on a credit limit of £1,200 and including a £60 annual fee. Sainsbury's Bank plc, 33 Holborn, London, EC1N 2HT. | ||||||
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