Cash Back Credit Cards
Compare cash back credit cards by reward earnings and find the best deal for you.
Compare by cash back reward earnings
for comparison purposes.
Cash back credit cards (uncalculated)
Cash back is generally regarded as one of the best credit card rewards because it's so simple: cardholders earn a percentage back on all their spending.
Unfortunately, comparing the top deals isn't quite so simple. Most have higher earning introductory periods and some offer higher rates of return exclusively on spending with certain types of retailers. Our calculator should help but take a look at our cash back guide or check out the latest cash back news stories here for more information on what to look out for.
Compare deals by sorting column headers and apply online or view more details:
| Rewards | Purchase Intro Offer | Additional Information |
Annual Fee | Standard Rate (variable) | ||
|---|---|---|---|---|---|---|
American Express Platinum |
Cash back 5% for 3 months (up to £100 cash back), then 1.25% unlimited on all purchases, plus a yearly bonus offer |
Not offered | - | £25 | 14% p.a. |  More details |
| Representative Example: 14% p.a. variable on purchases. This is equivalent to 18.5% APR representative variable based on a credit limit of £1,200 and including a £25 annual fee. American Express Services Europe Limited, Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX. | ||||||
Santander 123 Cashback |
Cash back 1% supermarkets, 2% department stores, 3% petrol (up to £300 spend) |
0% for 1 months |
- | £24 | 18.9% p.a. | More details |
| Representative Example: 18.9% p.a. variable on purchases. This is equivalent to 22.8% APR representative variable based on a credit limit of £1,200 and including a £24 annual fee. Santander Cards Limited, 2 Triton Square, Regent's Place, London, NW1 3AN. | ||||||
Capital One World MasterCard |
Cash back up to 5% |
Not offered | - | £0 | 19.94% p.a. | More details |
| Representative Example: 19.94% p.a. variable on purchases. This is equivalent to 19.9% APR representative variable based on a credit limit of £1,200. Capital One (Europe) plc, Registered Office: Trent House, Station Street, Nottingham, NG2 3HX. | ||||||
Nationwide Select (FlexAccount customers only).gif) |
Cash back 0.5% unlimited on all purchases |
0% for 18 months |
You must hold a Nationwide FlexAccount (with Visa debit) to be eligible for this card. |
£0 | 12.9% p.a. | More details |
| Representative Example: 12.9% p.a. variable on purchases. This is equivalent to 12.9% APR representative variable based on a credit limit of £1,200. Nationwide Building Society, Credit Card Services, PO Box 8738, Wigston, LE18 9BG. | ||||||
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