0% purchase credit cards can be one of the cheapest ways to borrow to spread the cost of a large purchase or a period of high spending.
However, when the interest-free period is over cardholders must start paying interest on any remaining balance so some people like to make a budget to ensure that they can pay back the in full within the introductory period. For more information on the best way to use the deals, please see our full 0% purchase guide.
Compare deals by sorting column headers and apply online or view more details:
| 0% Period | Rewards | Additional Information |
Applicable Standard Rate (variable) |
|||
|---|---|---|---|---|---|---|
Nationwide Select (FlexAccount customers only)![]() |
18 months | Cash back 0.5% unlimited on all purchases |
You must hold a Nationwide FlexAccount (with Visa debit) to be eligible for this card. |
12.9% p.a. | More details |
|
| Representative Example: 12.9% p.a. variable on purchases. This is equivalent to 12.9% APR representative variable based on a credit limit of £1,200. Nationwide Building Society, Credit Card Services, PO Box 8738, Wigston, LE18 9BG. | ||||||
Tesco Clubcard![]() |
15 months | Tesco Clubcard points 1 Clubcard point for each £4 spent |
- | 16.9% p.a. | More details |
|
| Representative Example: 16.9% p.a. variable on purchases. This is equivalent to 16.9% APR representative variable based on a credit limit of £1,200. Tesco Bank, PO Box 5747, Southend on Sea, SS1 9AJ. | ||||||
Halifax All in One![]() |
15 months | Halifax Offers: discounts on travel, entertainment & shopping | The APR and length of the promotional offer are dependent on your personal circumstances. |
17.95% p.a. | More details |
|
| Representative Example: 17.95% p.a. variable on purchases. This is equivalent to 17.9% APR representative variable based on a credit limit of £1,200. Bank of Scotland plc, The Mound, Edinburgh, EH1 1YZ. | ||||||
Barclaycard Platinum with Purchase![]() |
14 months | Barclaycard Freedom & Thomas Cook Discounts Up to 1% Reward Money at participating retailers |
- | 18.9% p.a. | More details |
|
| Representative Example: 18.9% p.a. variable on purchases. This is equivalent to 18.9% APR representative variable based on a credit limit of £1,200. Barclays Bank, 1 Churchill Place, London, E14 5HP. | ||||||
Creation Purchases![]() |
13 months | Select shopping & travel discounts | - | 17.9% p.a. | More details |
|
| Representative Example: 17.9% p.a. variable on purchases. This is equivalent to 17.9% APR representative variable based on a credit limit of £1,200. Sygma Bank UK, Chadwick House, Blenheim Court, Solihull, West Midlands, B91 2AA. | ||||||
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