The top 0% balance transfer deals are one trick ponies: they're good for clearing outstanding card debts but their allocation of payments terms often make them expensive to use for purchases while the debts are paid off.
The cards in this comparison table, however, are multi-taskers: suitable for both paying off debts and making purchases at 0%. See our guide to 0% balance transfers for more information on the pitfalls of using ordinary balance transfer offers for purchases.
Compare deals by sorting column headers and apply online or view more details:
| Balance Transfer Offer | Transfer Fee | Additional Information |
Suitable for Spending |
Applicable Standard Rate (variable) |
||
|---|---|---|---|---|---|---|
Halifax All in One![]() |
0% for 15 months |
3% | The APR and length of the promotional offer are dependent on your personal circumstances. |
0% for 15 months |
17.95% p.a. | More details |
| Representative Example: 17.95% p.a. variable on purchases. This is equivalent to 17.9% APR representative variable based on a credit limit of £1,200. Bank of Scotland plc, The Mound, Edinburgh, EH1 1YZ. | ||||||
Barclaycard Platinum with Purchase![]() |
0% for 14 months |
2.9% | - | 0% for 14 months |
18.9% p.a. | More details |
| Representative Example: 18.9% p.a. variable on purchases. This is equivalent to 18.9% APR representative variable based on a credit limit of £1,200. Barclays Bank, 1 Churchill Place, London, E14 5HP. | ||||||
Natwest YourPoints World MasterCard![]() |
0% for 13 months |
2.9% | - | 0% for 13 months |
17.95% p.a. | More details |
| Representative Example: 17.95% p.a. variable on purchases. This is equivalent to 17.9% APR representative variable based on a credit limit of £1,200. National Westminster Bank PLC, 135 Bishopsgate, London, EC2M 3UR. | ||||||
RBS YourPoints World MasterCard![]() |
0% for 13 months |
2.9% | - | 0% for 13 months |
17.95% p.a. | More details |
| Representative Example: 17.95% p.a. variable on purchases. This is equivalent to 17.9% APR representative variable based on a credit limit of £1,200. The Royal Bank of Scotland plc, 36 St Andrew Square, Edinburgh, EH2 2YB. | ||||||
Bank of Scotland Advantage (existing customers only)![]() |
0% for 13 months |
3% | - | 0% for 13 months |
17.95% p.a. | More details |
| Representative Example: 17.95% p.a. variable on purchases. This is equivalent to 17.9% APR representative variable based on a credit limit of £1,200. Bank of Scotland plc, The Mound, Edinburgh, EH1 1YZ. | ||||||
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