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Platinum Cashback

19.9% APR

• Generous cash back every time you spend
• Bonus 5% cash back in the first 3 months
• Great selection of cardholder benefits, including purchase and refund protection

Rewards

17.9% APR

• Earn rewards for shopping vouchers
• £30 bonus available
• Triple points in all major supermarkets
• 0% purchases for 6 months

British Airways

19.9% APR

• Generous BA Miles travel rewards
• Free companion ticket if you spend more than £20,000
• Great selection of cardholder benefits, including purchase and refund protection

British Airways Premium Plus

46% APR

• Generous BA Miles travel rewards
• Enough initial bonus BA Miles for a free flight
• Great selection of cardholder benefits, including purchase and refund protection

All in One

15.9% APR

• 0% for 9 months on balance transfers (3% fee)
• 0% for 9 months on purchases
• Zero liability for fraud on the Internet

Gold

19.9% APR

• Great 0% on balance transfers until March 2011 (2.5% fee)
• Really excellent purchase and fraud securities
• Travel service and shopping discounts

Goldfish

9.9% APR

• Goldfish rewards for shopping vouchers
• £30 bonus when you spend £100 a month for 3 months
• Low purchase rate just 9.9% APR

Platinum with Balance Transfer

15.9% APR

• Great 0% on balance transfers for 15 months (2.9% fee)
• Really excellent purchase and fraud securities
• Travel service and shopping discounts

Simplicity

6.8% APR

• Lowest interest rate available
• Really excellent purchase and fraud securities
• Travel service and shopping discounts

Classic

34.9% APR

• Rebuild and strengthen your credit score
• Instant decision on your online application
• Monthly interest free period for purchases

Plus

14.9% APR

• 0% purchases until August 2010
• Credit limit up to £5,000
• Identity protection with credit monitoring

Progress

34.9% APR

• Interest rates shrinks to 19.9% over 2 years
• Credit limit up to £2,500
• Identity protection with Equifax credit monitoring

Egg

16.9% APR

• Lengthy 0% balance transfer until April 2011 (3% fee)
• 0% purchases until May 2010 too
• Exclusive cash back & discounts with selected retailers

All in One

15.9% APR

• 0% for 9 months on balance transfers (3% fee)
• 0% for 9 months on purchases
• Zero liability on Internet fraud

(Existing Customers Only)

16.9% APR

• Exclusively available to HSBC current account customers
• 0% for 15 months on balance transfers (2.9% fee)
• 5 levels of protection against fraud

Airmiles Duo

15.9% APR

Arsenal FC

15.9% APR

• Earn money for Arsenal Football Club just by using the card
• Reward points for Arsenal merchandise
• 0% balance transfers for 12 months (3% fee)
• 0% purchases for 3 months

Aston Villa

15.9% APR

• Earn money for Aston Villa FC just by using the card
• Earn yourself MBNA reward points on your spending too
• 0% balance transfer for 12 months (3% fee)
• 0% purchases for 3 months

bmi

15.9% APR

• Earn destination miles on all your spending
• 20,000 bonus destination miles available
• Double miles when you fly with bmi

British Heart Foundation

15.9% APR

• Generate donations for the British Heart Foundation
• £7.50 donated with your first purchase
• 35p donated for every £100 you spend
• 0% balance transfers for 12 months (3% fee)

BT

16.9% APR

• Earn money off your BT phone bill
• 1p rebate for every £1.50 you spend
• 0% balance transfer for 13 months (3% fee)
• 0% purchases for 3 months

BT Retail

16.9% APR

• Earn money off your BT phone bill
• 1p rebate for every £2 spent up to £250, then 1p for every £1
• 0% on supermarket & petrol for 10 months
• 0% balance transfers for 6 months (3% fee)

Chelsea FC

15.9% APR

• Contributions towards the Chelsea academy
• Earn reward points for Chelsea merchandise
• 0% balance transfer for 12 months (3% fee)
• 0% purchases for 3 months

Dogs Trust

15.9% APR

• Generate donations for the Dogs Trust
• £4 donated with your first purchase
• 25p donated for every £100 you spend
• 0% balance transfers for 12 months (3% fee)

England Football

15.9% APR

• Contributions made to the game at all levels
• 15% off at the Official England Store
• 0% balance transfer for 12 months (3% fee)
• 0% purchases for 3 months

Liverpool FC

15.9% APR

• Contributions made to the Liverpool academy
• Earn reward points for Liverpool merchandise
• 0% balance transfer for 12 months (3% fee)
• 0% purchases for 3 months

Manchester United

15.9% APR

• Exclusive monthly RedRewards prize draws
• Manchester United discounts
• 0% balance transfer for 12 months (3% fee)
• 0% purchases for 3 months

National Trust

15.9% APR

• Generate on-going donations to the National Trust
• £15 donated with your first purchase
• 0% balance transfer for 12 months (3% fee)
• 0% purchases for 3 months

Platinum Plus

16.9% APR

• 0% for 13 months on balance transfers (2.9% fee)
• 0% for 13 months on money transfers (4% fee)
• 0% for 3 months on purchases

Platinum Rewards

16.9% APR

• 1 MBNA point for every £1 spent
• 0% for 13 months on balance transfers (2.9% fee)
• 0% for 13 months on money transfers (4% fee)
• 0% for 3 months on purchases

Platinum Visa

16.9% APR

• Low rate for life on balance transfers
• Just a 2% transfer handling fee
• Includes money transfers to a current account too

RSPCA

15.9% APR

• Generate on-going donations to the RSPCA
• £20 donated with your first purchase
• 0% balance transfer for 12 months (3% fee)
• 0% purchases for 3 months

Tottenham Hotspur

15.9% APR

• Contributions made to Spurs FC
• Reward points for travel, shopping & entertainment
• 0% balance transfer for 12 months (3% fee)
• 0% purchases for 3 months

UNICEF

15.9% APR

• Generate donations for UNICEF
• £4 donated with your first purchase
• 25p donated for every £100 you spend
• 0% balance transfers for 12 months (3% fee)

WWF

15.9% APR

• Generate on-going donations to the WWF
• £6 donated with your first purchase
• Spend £100 and receive a free soft toy
• 0% balance transfer for 12 months (3% fee)
• 0% purchases for 3 months

Classic (Existing Customers Only)

19.9% APR

• Exclusive online offer for Natwest current account customers
• 4.9% purchases for 9 months
• Natwest Travel Service & Wine Club
• Instant online decision

Platinum (Existing Customers Only)

16.9% APR

• Exclusive online offer for Natwest current account customers
• 0% balance transfers for 15 months (2.9% fee)
• 0% purchases for 3 months
• Natwest Travel Service & Wine Club

Student

18.9% APR

• Available to Natwest student account customers
• Start building your credit history
• Sensible credit limit to help you stay in control
• Shopping discounts & wine club offers

Post Office

16.9% APR

• 0% for 12 months on balance transfers (2.98% fee)
• 0% for 5 months on balance transfers again in 2011 & 2012
• Unique pre-arranged 2-in-1 loan payment plan
• Commission free use abroad

Classic (Existing Customers Only)

19.9% APR

• Exclusive online offer for RBS current account customers
• Low 4.9% on purchases for 9 months
• Select retailer shopping discounts
• RBS Travel Service & Wine Club

Platinum (Existing Customers Only)

16.9% APR

• Exclusive online offer for RBS current account customers
• 0% balance transfers for 15 months (2.9% fee)
• 0% purchases for 3 months
• Discounts on travel, shopping & wine

Student

18.9% APR

• Available to RBS student account customers
• Start building your credit history
• Sensible credit limit to help you stay in control
• Shopping discounts & wine club offers

Sainsburys

15.9% APR

• Earn 4 Nectar points per £1 at Sainsburys
• Earn Nectar points on all of your spending
• 0% for 12 months on Sainsburys shopping
• 0% on balance transfers for 10 months (3% fee)
• 0% on purchases for 10 months

The AA

16.9% APR

• AA Rewards for motoring
• 0% on fuel & servicing until Feb 2011
• 0% balance transfers until Feb 2011 (2.99% fee)

Vanquis Visa

39.9% APR

• Rebuild and strengthen your credit score
• Instant decision on your online application
• Suitable for past bad credit problems or no credit history

Virgin

16.6% APR

• Jaw-dropping 16 month 0% balance transfer deal
  (2.98% transfer fee)
• Exclusive discounts at Virgin retailers (and others)
• 0% on purchases for the first 3 months

Virgin Atlantic Black

31.7% APR

• Earn up to 4 Flying Club miles with every £1 spent
• 6,000 bonus Flying Club miles
• Complimentary companion flights and flight upgrades
• Useful travel insurance policies

Virgin Atlantic White

17.9% APR

• Great travel reward scheme with no annual fee!
• Complimentary companion flights and flight upgrades
• Useful travel insurance policies