0% Balance Transfer & Purchase Credit Cards
0% balance transfer & purchase credit cards allow you to move a current credit card balance to a 0% introductory rate, whilst also being able to make new purchases at 0% too.
Unlike many credit cards that claim to offer 0% rates on both balance transfers and purchases, these credit cards are actually suitable for both because the 0% deals will last for the same length of time - so no worry of interest-trapped balances!
There are 5 credit cards offering 0% balance transfer & purchase deals...
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Balance Transfer Offer
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Transfer Fee
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Suitable for spending too
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Annual Fee
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Typical APR (variable)
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0%
for 12 months
(Includes transferring cash into a current account (4% fee))
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3%
£3 minimum
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0%
for 12 months
(Only applies to AA products, motoring and fuel purchases.)
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£0
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16.9% APR
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0%
for 10 months
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3%
£3 minimum
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0%
for 10 months
(0% on Sainsburys purchases for 12 months)
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£0
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15.9% APR
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Bank of Scotland All in One |
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0%
for 9 months
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3%
£3 minimum
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0%
for 9 months
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£0
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15.9% APR
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0%
for 9 months
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3%
£3 minimum
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0%
for 9 months
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£0
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15.9% APR
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0%
for 6 months
(Includes transferring cash into a current account (4% fee))
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3%
£3 minimum
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(Only applies to supermarket & petrol purchases))
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£0
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16.9% APR
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