Balance Transfer Credit Cards

Balance Transfer credit cards allow you to transfer your debts from an existing card to the new card with a much lower interest rate (often 0%) for a period of time.

This allows you to pay off your debt without the burden of accumulating interest on what you owe.

Remember...

Don't only look at 0% balance transfer deals: sometimes low rate balance transfers are more realistic
Do not spend on your balance transfer card: unless it offers the same rate and same duration offer on purchases.

The only downside to transferring your debt to a balance transfer credit card is that there is often a small fee involved in transferring the debt to the new card, but this is often small change in comparison to the interest you are paying on the existing card.

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0% Balance Transfers

Paying interest on your existing credit card?

Shift the outstanding balance to a new card and enjoy an interest free period of up to 16 months, giving you enough time to clear the debt.

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Life of Balance Transfers

Have outstanding credit card debt but don't want the worry of when the rate will shoot back up?

These cards offer will maintain the low rate of interest until you have paid the amount off in full.

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0% Balance Transfers & Purchases

Looking for a 0% credit card to transfer a balance and make new purchases?

These cards offer the same 0% period on both balance transfers and purchases - making them suitable to use for both.

Compare 0% Balance Transfer & Purchase credit cards »

	Choose Home Money Home Compare Credit CardsBalance Transfers Balance Transfer Credit Cards Balance Transfer credit cards allow you to transfer your debts from an existing card to the new card with a much lower interest rate (often 0%) for a period of time. This allows you to pay off your debt without the burden of accumulating interest on what you owe. Remember... Don't only look at 0% balance transfer deals: sometimes low rate balance transfers are more realistic Do not spend on your balance transfer card: unless it offers the same rate *and* same duration offer on purchases. The only downside to transferring your debt to a balance transfer credit card is that there is often a small fee involved in transferring the debt to the new card, but this is often small change in comparison to the interest you are paying on the existing card. Compare All Balance Transfer Credit Cards » 0% Balance Transfers Paying interest on your existing credit card? Shift the outstanding balance to a new card and enjoy an interest free period of up to 16 months, giving you enough time to clear the debt. Compare 0% Balance Transfer Credit Cards » Life of Balance Transfers Have outstanding credit card debt but don't want the worry of when the rate will shoot back up? These cards offer will maintain the low rate of interest until you have paid the amount off in full. Compare Life of Balance Transfer credit cards » 0% Balance Transfers & Purchases Looking for a 0% credit card to *transfer a balance and* make new purchases**? These cards offer the same 0% period on both balance transfers and purchases - making them suitable to use for both. Compare 0% Balance Transfer & Purchase credit cards »