Balance Transfer Credit Cards

Calculate and compare by cost...

Balance transfer credit cards allow you to move a current credit card balance to a new card where you receive a low or 0% rate of interest for an introductory period or until the balance is repaid in full.

We've reviewed 40 credit cards offering balance transfer deals...

Balance Transfer Offer

Transfer Fee

Suitable for spending too

Annual Fee

Typical APR (variable)

Natwest Platinum

0%
for 16 months

2.9%
£5 minimum

£0

16.9% APR

Read our review »

RBS Platinum

0%
for 16 months

2.9%
£5 minimum

£0

16.9% APR

Read our review »

Barclaycard Platinum with Balance Transfer

0%
for 15 months

2.9%

£0

16.9% APR

Read our review »

Egg

0%
until 1 Sep 2011

£0

17.9% APR

Read our review »

Virgin Money

0%
for 14 months
(Includes transfers to a current account (4% fee))

2.98%
£3 minimum

£0

16.6% APR

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HSBC (Existing Customers Only)

0%
for 15 months

2.9%
£5 minimum

£0

16.9% APR

Read our review »

Nationwide Gold

0%
for 15 months

3%
£5 minimum

£0

16.9% APR

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MBNA Platinum Rewards

0%
for 13 months
(Includes transfers to a current account (4% fee))

2.9%
£3 minimum

£0

16.9% APR

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MBNA Platinum Plus

0%
for 13 months
(Includes transfers to a current account (4% fee))

2.9%
£3 minimum

£0

16.9% APR

Read our review »

0%
for 13 months
(Includes transfers to a current account (4% fee))

3%
£3 minimum

£0

16.9% APR

Read our review »

Barclaycard Gold

0%
until 1 Jul 2011
(On amounts up to £5,000)

2.5%

£0

19.9% APR

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Post Office

0%
for 12 months
(another 0% for 5 months in 2011 & 2012)

2.98%

£0

16.9% APR

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Virgin

0%
for 12 months
(Includes transfers to a current account (4% fee))

2.98%
£3 minimum

0%
for 12 months

£0

18.9% APR

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Sainsburys for Nectar Cardholders

0%
for 12 months

3%
£3 minimum

0%
for 12 months
(You need to be an active Nectar loyalty cardholder to get this offer)

£0

15.9% APR

Read our review »

The AA

0%
for 12 months
(Includes transfers to a current account (4% fee))

3%
£3 minimum

£0

16.9% APR

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Sony Card

0%
for 12 months
(Includes transfers to a current account (4% fee))

3%
£3 minimum

£0

16.9% APR

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Breakthrough Breast Cancer

0%
for 12 months
(Includes transfers to a current account (4% fee))

3%
£3 minimum

£0

16.9% APR

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Dogs Trust

0%
for 12 months
(Includes transfers to a current account (4% fee))

3%
£3 minimum

£0

16.9% APR

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bmi

0%
for 12 months
(Includes transfers to a current account (4% fee))

3%
£3 minimum

£0

16.9% APR

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National Trust

0%
for 12 months
(Includes transfers to a current account (4% fee))

3%
£3 minimum

£0

16.9% APR

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UNICEF

0%
for 12 months
(Includes transfers to a current account (4% fee))

3%
£3 minimum

£0

16.9% APR

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British Heart Foundation

0%
for 12 months
(Includes transfers to a current account (4% fee))

3%
£3 minimum

£0

16.9% APR

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WWF

0%
for 12 months
(Includes transfers to a current account (4% fee))

3%
£3 minimum

£0

16.9% APR

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RSPCA

0%
for 12 months
(Includes transfers to a current account (4% fee))

3%
£3 minimum

£0

16.9% APR

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Chelsea Rewards

0%
for 12 months
(Includes transfers to a current account (4% fee))

3%
£3 minimum

£0

16.9% APR

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Liverpool FC Rewards

0%
for 12 months
(Includes transfers to a current account (4% fee))

3%
£3 minimum

£0

16.9% APR

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Manchester United

0%
for 12 months
(Includes transfers to a current account (4% fee))

3%
£3 minimum

£0

16.9% APR

Read our review »

Miles & More American Express

0%
for 12 months
(Includes transfers to a current account (4% fee))

3%
£3 minimum

£0

16.9% APR

Read our review »

MBNA Platinum Dual

0%
for 10 months

3%
£3 minimum

0%
for 10 months

£0

16.9% APR

Read our review »

Bank of Scotland All in One

0%
for 10 months

3%
£3 minimum

0%
for 10 months

£0

15.9% APR

Read our review »

Halifax All in One

0%
for 10 months

3%
£3 minimum

0%
for 10 months

£0

15.9% APR

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Sainsburys

0%
for 9 months

3%
£3 minimum

0%
for 9 months
(0% on Sainsburys purchases for 12 months)

£0

15.9% APR

Read our review »

Play.com

0%
for 6 months
(Includes transfers to a current account)

1.5%
£3 minimum

£0

16.9% APR

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BT Retail

0%
for 6 months
(Includes transfers to a current account (4% fee))

2%
£3 minimum

£0

16.9% APR

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Virgin Atlantic White

0%
for 6 months
(Includes transfers to a current account)

2%
£3 minimum

£0

17.9% APR

Read our review »

Tesco Clubcard

0%
for 9 months

2.9%

£0

16.9% APR

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Virgin Atlantic Black

0%
for 6 months
(Includes transfers to a current account)

2%
£3 minimum

£115

31.7% APR

Read our review »

Lloyds TSB Airmiles Duo

0%
for 3 months
(Minimum spend of £100 in 3 months required to increase balance transfer period to 6 months.)

£0

15.9% APR

Read our review »

MBNA Platinum Visa

5.9%
for life of balance
(Includes transfers to a current account)

2%
£3 minimum

£0

16.9% APR

Read our review »

Barclaycard Simplicity

6.8%
for life of balance

Free

£0

6.8% APR

Read our review »