Purchase Credit Cards

'Purchase' credit cards are the family of cards that are purpose-built for spending as they offer lower (or no) interest rates than other cards.

With few exceptions, the reason we all love credit cards is the ability to use them to buy things we can't quite afford with cash. The reason we hate credit cards is the interest we're charged after making those purchases!

Many purchase credit cards do offer lower or even 0% interest rates though, and can be the headache tablet for interest rate migraines - they ease the pain, if not clear the problem altogether.

While we don't advocate spending more than you can afford, we thoroughly recommend that if you are going to spend, spend on a low rate or 0% purchase credit card.

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purchase credit cards


0% Purchases

Planning on making a large purchase anytime soon?

Use a 0% purchase credit card and get a lengthy interest free period, plus these deals have no fees.


Compare 0% Purchase Credit Cards »

Low Rate Purchases

Want a fuss-free and cheap credit card?

Look no further, these credit cards offer a simple low interest rate on purchases, while it's not interest-free the interest is a lot more palatable than most.

Compare Low Rate credit cards »




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